🤑 10 Genius (and Legal) Ways to Wipe Out Debt or Make Money Fast in 2025
Let’s face it — debt is a dream killer. But here’s the good news: 2025 has brought a wave of new, smart, and completely legal ways to either slash your debt or build extra income streams — and to make money fast!!.
We’ve rounded up 10 viral-worthy hacks that everyday people are using right now. Some of these methods helped people wipe out $10K in debt. Others are making an extra $500–$1,000 a month. Ready?
1. 💳 Use a Debt Resettlement App (That Actually Works)
New tools like Curadebt to negotiate with creditors on your behalf — automatically. The best part? Many of these apps are free to try.
2. 📦 Flip Free Facebook Marketplace Items
Search for “free” listings, pick up the item, clean it, and list it on eBay or Mercari. One viral TikTok user made $400 in a weekend doing just this.
3. 🧾 Settle Debts with a “Pay-for-Delete” Letter
Work with Curadebt to write to your creditor offering a lump sum in exchange for removing the negative account from your credit report. It doesn’t always work, but when it does? It’s a game changer for your score and your peace of mind.
4. 🧠 Sell Your Expertise on Fiverr or Upwork
Have a skill in writing, design, or even AI prompt engineering? Open a free Fiverr profile. Some creators earn over $2,000/month — starting from $5 gigs.
5. 🔁 Join Focus Groups That Pay (Up to $150/Hour)
Sites like Respondent.io and User Interviews pay real money for your opinions. One participant made $600 in a weekend — just talking about snacks.
6. 🏠 Rent Out Your Driveway or Shed
Apps like Neighbor.com let you rent unused space (like your garage or even closet) to people needing storage. Passive income, anyone?
7. 🏦 Get Debt Forgiveness Through Businesses like Curadebt
Use Curadebt to help you get out of debt. Some users have seen 50% of their debt forgiven — and it won’t hurt your credit like bankruptcy.
8. 📱 Test Apps and Get Paid
Companies like Outlier will pay you a handsomely to work with them. Just click this LINK UserTesting or TryMyUI pay you to test apps and give feedback. Tests take 15–20 minutes and pay $10–$30 each. Try
9. ✂️ Use AI to Slash Monthly Subscriptions
Apps like Rocket Money use AI to find and cancel unused subscriptions. One user saved $890/year — instantly.
10. 🧼 Clean Houses on the Weekend — But with a Twist
Join apps like Tidy or Thumbtack — but specialize in “Airbnb reset” cleaning. Hosts pay more for speed and reliability. This will help you make money fast!
Final Thoughts: Debt Resettlement Isn’t a Fantasy — It’s a Strategy
Whether you’re tackling debt resettlement or just need to make money fast, these 10 methods can make a real difference. You don’t need a financial degree — just motivation and the right tools.
